Home/Properties/Swansea/7/2 Belmont Street
7/2 Belmont Street, Swansea$755,000
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For Saleapartment

7/2 Belmont Street

Swansea, NSW 2281, Australia
$720,000 – $790,000
2 bed 1 bath 1 car

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About this property

Positioned in one of the most convenient and tightly held pockets on the eastern side of Lake Macquarie, this beautiful apartment offers a prized north east aspect with an unbeatable lifestyle in the heart of Swansea. Located at the gateway to the lake and ocean, you'll enjoy cafes, medical services, Woolworths, Swansea RSL and the iconic foreshore all just footsteps from your door, with beaches, boating and the Channel right at your fingertips. Tastefully renovated throughout, the apartment delivers a light filled coastal feel with modern flooring, fresh interiors and a contemporary kitchen featuring stone benchtops, gas cooking and dishwasher. The open plan living and dining flows seamlessly to a covered balcony, creating the perfect space to relax or entertain while enjoying morning sun and cooling sea breezes. Designed for both comfort and privacy, the bedrooms are positioned at opposite ends of the apartment. The spacious master enjoys built in storage and direct balcony access, while the second bedroom is ideal for guests or a home office. A generous bathroom with separate spa bath and shower, along with a full internal laundry, completes the highly functional layout. Set within a secure, well established building with lift access, true garaging and visitor parking, this is effortless low maintenance living with no stairs, no upkeep and nothing left to do. Whether you're looking to simplify your lifestyle or secure a premium position, the convenience here is second to none. Currently leased at $650 per week until 21st November 2026, the property presents a strong investment with immediate return. Offering exceptional flexibility, this is the perfect investment, downsizer, work from home base, holiday retreat or Airbnb opportunity, all in one of Lake Macquarie's most tightly held and lifestyle driven locations. - Prime Swansea location just footsteps to cafes, shops, medical services, RSL & the Channel - Beautiful apartment with modern finishes and light filled interiors - Open plan living flowing to a covered balcony with a sunny north east aspect - Two bedrooms, ideal for privacy, guests or working from home - Secure building with lift access, true garaging & visitor parking - Currently leased at $650 per week until 21st November 2026 Council Rates: $256.00 PQ approx. Disclaimer: We have obtained all information provided here from sources we believe to be reliable; however, we cannot guarantee its accuracy. Prospective purchasers are advised to carry out their own investigations and satisfy themselves of all aspects of such information including and without limitation, any income, rentals, dimensions, areas, zoning, inclusions and exclusions.

Property Details

Property Type
apartment
Listing Type
For Sale
Bedrooms
2
Bathrooms
1
Parking
1
Listed
2 months ago

Repayment calculator

$3,660/month
$1,830 /fortnight
Loan $604,000 at 6.10% over 30 years

Upfront costs

Deposit$151,000
Stamp duty$24,629
Conveyancing (est.)$2,000
Total upfront$177,629
Verify with NSW revenue office →
Indicative figures only — not a quote. Real loan offers depend on the lender; duty depends on contract terms and applicable concessions.

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Neighbourhood

Living in Swansea

This 2-bedroom apartment in Swansea, NSW 2281 sits within reach of public transport, local shops and nearby schools. It is listed 34% below the $1.15m median of 68 comparable apartmentswithin 5 km.

Schools near Swansea

  • Swansea Public Schoolprimary · K-6 · CoEd

What's nearby

  • Pacific Hwy opp Peel St (bus)153 m away
  • Woolworths74 m away
  • Unnamed191 m away
  • Eddie Charlton Reserve267 m away
  • Toby Park414 m away

Swansea at a glance

Full suburb profile
Population
5,044
Median age
53
Household income
$1,037/wk
Median rent
$330/wk
Median mortgage
$1,908/mo

Source: ABS Census.

Due diligence

Property Report

Crime & Safety

Complete

Total incidents

3,200

Estimated annual (2024-2025)

vs State average

Below average

Recent trend

Stable

Incidents by category

Theft850
Assault420
Malicious damage320
Break and enter280
Motor vehicle theft180

Swansea is a coastal suburb in Lake Macquarie that experiences crime rates below the NSW state average. Theft represents the largest category of reported incidents, while violent crimes remain relatively contained. The suburb maintains stable crime conditions with consistent policing presence in the local area.

Source: StMate AI (based on BOCSAR data)07/06/2026
Disclaimer: This report combines data from Australian Government open data portals (CC-BY 4.0) and StMate AI. For non-NSW properties some sections (zoning, flood, bushfire, development, heritage) are AI-generated based on publicly known suburb characteristics — always verify with the relevant council or authority before making decisions. This report does not constitute legal, financial, or planning advice.

Suburb market

Suburb price trend

Swansea price trend

Median sold · Unit 2 bed

Compound growth +8.0% / yr over 4 yrs

$755kcurrent median

Suburb-wide medians from sold listings — a guide to the area, not this specific property.

Full Swansea market

This listing

Price history

Price history

Listing price changes

1 price change recorded for this property

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Within 5km

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