NSW · 2281

Swansea

Suburb profile, market snapshot and recent listings for Swansea, NSW 2281.

Swansea, NSW 2281

About Swansea

Welcome to Swansea

Swansea sits where Lake Macquarie meets the Tasman Sea, roughly midway between Newcastle and the Central Coast, its centre built around the channel that links the lake to the ocean. The famous Swansea Bridge, with its bascule lift span, is the town's defining feature and a reminder that this is a place shaped by water on almost every side.

It's a suburb that suits people drawn to a slower, coastal pace of life without giving up amenity — retirees, downsizers and those wanting a permanent tree- and sea-change rather than a holiday rental. With a median age of 53 and a population of just over 5,000, Swansea has long been a magnet for those past the school-run years, though its beaches and waterways give it broader appeal too.

Lifestyle & dining

Life in Swansea revolves around the water. Locals fish off the bridge and breakwall, launch boats into the channel, and while away afternoons at cafes overlooking the passing yachts and trawlers. The town centre has a relaxed, unpretentious strip of eateries and takeaway spots that cater more to regulars than tourists, which is part of the appeal for people who live here rather than just visit.

For a bigger night out or a proper beach fix, Caves Beach and Blacksmiths are a short drive away, both known for their surf and cafe scenes, while Swansea Heads offers ocean views and a quieter, more elevated outlook over the channel entrance.

Shopping

Swansea has a compact town centre that covers day-to-day needs — supermarkets, pharmacies, banks and specialty stores are all within easy walking distance for most residents. It functions as a local service hub for surrounding communities including Pelican and Murrays Beach, so on weekends the main street has a steady, unhurried buzz rather than big-centre crowds. For larger shopping trips, Newcastle's malls and homemaker centres are within reasonable driving distance.

Getting around

The Pacific Highway runs through Swansea, making it a straightforward drive north to Newcastle or south towards the Central Coast and Sydney. The Swansea Bridge itself is a well-known pinch point — as a lift bridge it does occasionally hold up traffic for passing boats, something locals factor into their travel plans without much fuss.

Public transport is bus-based, with services connecting Swansea to Newcastle and nearby lakeside and coastal suburbs. Having a car is the practical choice for most residents, particularly for accessing the train network, with the nearest stations located toward Newcastle.

Schools & families

Swansea Public School serves the local area and is a long-standing part of the community, giving young families a genuine local option without needing to travel. Given the suburb's older median age, family numbers are smaller than in typical outer-suburban growth areas, but the mix of quiet streets, water access and a walkable centre still make it workable for households with kids, particularly those after a calmer environment than city living offers.

Parks & recreation

Water-based recreation is the drawcard — boating, fishing, kayaking and swimming are all easily accessible, and the channel and lake foreshore provide walking and cycling paths for those who prefer to stay on dry land. Nearby Caves Beach and Blacksmiths add proper surf beaches to the mix, while Swansea Heads offers a lookout-style vantage over the lake entrance meeting the ocean, popular with walkers and those watching the boats come and go.

The property market

Swansea's property market reflects strong recent demand for lakeside and coastal living. The median house price sits at $1.00 million, having grown 7.2% recently, while units and apartments carry a median of $755,000 — a notably smaller price gap between house and unit than in many comparable coastal markets, reflecting the appeal of low-maintenance living near the water. Median rent across the suburb is $720 per week.

Houses dominate current listings at 78%, with townhouses making up 14% and apartments or units the remaining 8%. That mix suggests a market still centred on traditional freestanding homes, though the presence of townhouse and unit stock gives downsizers and investors genuine options without straying from the lake.

Market snapshot

Swansea property market

Median price ranks #1,296 of 3,797 suburbs · pricier than 66%
Type
Bedrooms

Median sale price

$1m

House · 3 bed

Median rent

$720

per week

Gross rental yield

3.7%

annual rent ÷ sale price

Typical price range

Entry

$810k

Median

$1m

Premium

$1.74m

Days on market

42

Auction clearance

0%

Sold this year

48

Median sold price trend · House 3 bed

Compound growth +3.9% / yr over 4 yrs

Median price by bedrooms · House

Property types on market

Share of current listings in Swansea by dwelling type.

House78%
Townhouse14%
Apartment / Unit8%

Who lives here

Demographics

ABS Census 2021 figures for Swansea, NSW 2281.

Population

5,044

residents (2021)

Median age

53

years

Household income

$1,037

median, per week

Median rent

$330

per week

Median mortgage

$1,908

per month

Mortgage / income

42%

stretched (>30%)

Source: Australian Bureau of Statistics, Census of Population and Housing 2021. Suburb-level (SAL) aggregates.

Education

Schools in Swansea

Government school catchment

Swansea Public School

K-6CoEdGovernment
Visit school website →

Recent results

Recently sold in Swansea

$1.20m

52 Catherine Street

house4 bd · 2 ba · 3 car

Sold ~July 2026

$950k

20 George Street

house2 bd · 2 ba · 1 car

Sold ~July 2026

$1.70m

13 Parbury Place

house3 bd · 2 ba · 2 car

Sold ~July 2026

$825k

12/75 Bowman Street

townhouse2 bd · 1 ba · 1 car

Sold ~July 2026

$875k

16 Moxey Street

house2 bd · 3 car

Sold ~June 2026

$1.45m

31 Murray Street

house4 bd · 2 car

Sold ~June 2026

$700k

7/16 Wallace Street

apartment2 bd · 2 car

Sold ~June 2026

$1.10m

8 Marks Street

house3 bd · 3 car

Sold ~June 2026

Sold prices as published on the original listing; some may reflect the last advertised price. Dates are approximate.

Explore the area

Properties & amenities in Swansea

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Compare the area

Price map around Swansea

Every listing for sale near Swansea, coloured by price — so you can see how it stacks up against the streets and suburbs next door.

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SwanseaNearby suburbs

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Common questions

Swansea suburb FAQ

What is the median property price in Swansea?

The median house price in Swansea, NSW is $1m for a 3-bedroom home. Over the past year, median sold prices have risen about 7.2%.

How much is rent in Swansea?

The median weekly rent in Swansea is around $720 per week.

Is Swansea a good place to live?

Swansea is a town at the entrance to Lake Macquarie from the Pacific Ocean in New South Wales, Australia. Swansea is an established residential suburb in NSW, with a population of around 5,044 and 1 school in the area.

What is the population of Swansea?

Swansea has a population of 5,044 (ABS 2021 Census), with a median age of 53.

What schools are in Swansea?

There is 1 school in or near Swansea, including Swansea Public School.

How long do homes take to sell in Swansea?

Properties in Swansea take around 42 days to sell on average, with an auction clearance rate of about 0%.

How much do you need to buy in Swansea?

Entry-level properties in Swansea start around $810k, while premium homes reach $1.74m.

What suburbs are near Swansea?

Suburbs near Swansea include Swansea Heads, Blacksmiths, Caves Beach, Pelican and Murrays Beach.

Available now

Properties in Swansea

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For Sale
$995k–$1.05m
house

Pristine Peninsula Living: families, downsizers & holiday makes

21 Burke Street, Swansea NSW 2281
311537 m²
Stone Real Estate Lake Macquarie1 month ago
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For Sale
$720k–$790k
apartment

Invest, Downsize or Holiday The Ultimate Swansea Lifestyle

7/2 Belmont Street, Swansea NSW 2281
211
First National Real Estate Engage Eastlakes2 months ago
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For Sale
Contact agent
house
StMate est. ~$1.12m

A Move-In Ready Gem in the Heart of Swansea

34 Pelican Street, Swansea NSW 2281
317752 m²
NEWSTREET AGENCY3 months ago
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For Sale
FOR SALE - Great Value Wate…
house

When You Want it All - Absolute Waterfront, Seconds to the Beach, a Quiet Country Lane Like Setting, Lots of Space, Waterfront Cottage & Guest House!

13 Ross Street, Swansea NSW 2281
523828 m²
SOLD Real Estate3 months ago
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For Sale
Contact agent
house
StMate est. ~$1.40m

Waterfront Luxury Living With Space, Style and Spectacular Views

28 The Esplanade, Swansea NSW 2281
424740 m²
Ray White East Lake Maquarie3 months ago
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For Sale
$990k–$1.05m
house

House and DA Approved Stamped Granny Flat Plans

26 Catherine Street, Swansea NSW 2281
412702 m²
Swansea Real Estate1 month ago
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For Sale
$1.3m–$1.33m
house

HOUSE & HALF-HOUSE - STROLL TO SWANSEA BEACH OR SHOPPING CENTRE

30 Boyd St, Swansea NSW 2281
8221492 m²
LJ Hooker Cabramatta3 months ago
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For Sale
Where Every Day Feels Like …
house
StMate est. ~$1.50m

Beach Access Just 100m Away

49 Pacific Drive, Swansea Heads NSW 2281
424588 m²
Ray White East Lake Maquarie3 months ago
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For Sale
$800,000
villa

Beautifully Renovated and Move in Ready

5/13 Wallace Street, Swansea NSW 2281
211151 m²
NEWSTREET AGENCY3 months ago
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For Sale
Brick \u0026 Tile with Rear…
house
StMate est. ~$1.24m

Prime Position, Single-Level Comfort & Rear Lane Access

14 Park Street, Swansea NSW 2281
422506 m²
NEWSTREET AGENCY2 months ago
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For Sale
$2.85m–$3.13m
house

Where High Ground Meets High Potential Secure Swansea's Best Positioned Development Site

171 Parbury Road, Swansea NSW 2281
2212593 m²
LOVE PROPERTY GRP3 months ago
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For Sale
Granny Flat Potential - Per…
house
StMate est. ~$1.07m

Historic Charm, Fully Renovated & Packed with Future Potential

31 Lake Road, Swansea NSW 2281
323580 m²
NEWSTREET AGENCY1 month ago
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