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172 Smiths Beach Road

Smiths Beach, VIC 3922, Australia

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6 bed 3 bath657 m²

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Property Details

Property Type: house
Listing Type: For Sale
Bedrooms: 6
Bathrooms: 3
Land Area: 657 m²
Listed: 3 months ago

Repayment calculator

$3,309/month

$1,654 /fortnight

Loan $546,000 at 6.10% over 30 years

Price estimated from comparable nearby — edit below to use your own number

Upfront costs

Deposit$136,500

Stamp duty$36,020

Conveyancing (est.)$2,000

Total upfront$174,520

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Neighbourhood

Living in Smiths Beach

This 6-bedroom house in Smiths Beach, VIC 3922 sits within reach of public transport, local amenities.

What's nearby

Dolphin Dr/Back Beach Rd (bus) — 253 m away

Smiths Beach at a glance

Full suburb profile

Population: 315
Median age: 51
Household income: $1,181/wk
Median rent: $330/wk
Median mortgage: $1,600/mo

Source: ABS Census.

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Property Report

Lifestyle & access

Schools

6 nearby schools

Catchment: Anglesea Primary School

Public transport

2 stops within 1.5km

Nearest: Dolphin Dr/Back Beach Rd (Smiths Beach) (0.3km)

Traffic

Low congestion

Minimal peak-hour impact due to low resident population. Seasonal increases occur during summer holidays and long weekends when beach visitors arrive, causing modest increases in traffic primarily on Smiths Beach Road and access routes.

Noise

Quiet noise

No major roads, railways, airports or industrial land were found nearby. The acoustic environment is likely quiet. Estimated from OpenStreetMap proximity — terrain, barriers and flight paths affect real-world noise.

Risk & safety

Flood risk

High

Smiths Beach is a coastal locality in Victoria (Bellarine Peninsula, Greater Geelong area) with exposure to both riverine/drainage flooding and coastal inundation from storm surge and elevated sea levels. The Land Subject to Inundation Overlay (LSIO) typically applies to low-lying areas, and historical coastal flood events combined with sea-level rise projections indicate elevated ongoing risk. Detailed site-specific flood mapping and specialist assessment are essential for development or insurance purposes.

Bushfire risk

High

BAL: BAL-29

Crime profile

below average

Trend: stable

Planning & context

Zoning

GRZ1 — General Residential Zone

Corangamite Planning Scheme

Nearby development

4 projects nearby

Smiths Beach is a small coastal locality with limited intensive development activity; most projects reflect low-scale residential infill, coastal management improvements, and holiday park expansion. Broader development momentum is concentrated in nearby Warrnambool CBD and regional tourist precincts rather than Smiths Beach itself, reflecting its status as a quieter beachside neighbourhood with heritage and amenity constraints.

Heritage

Not heritage listed

Smiths Beach is a small coastal locality on Phillip Island with minimal formal heritage listing. The area is primarily characterized by modern residential development and recreational use rather than significant heritage overlay protection. Any heritage significance relates to its role as a modest beach settlement within the broader Phillip Island coastal landscape.

Sources: Australian Gov open data, OpenStreetMap + StMate AI

Disclaimer: This report combines data from Australian Government open data portals (CC-BY 4.0) and StMate AI. For non-NSW properties some sections (zoning, flood, bushfire, development, heritage) are AI-generated based on publicly known suburb characteristics — always verify with the relevant council or authority before making decisions. This report does not constitute legal, financial, or planning advice.

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