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16/635-637 Pacific Highway, Belmont$650,000
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16/635-637 Pacific Highway

Belmont, NSW 2280, Australia
$650,000
2 bed 2 bath 1 car1167 m²

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About this property

Apartments often talk about lifestyle, but very few actually deliver space, outdoor usability and genuine connection to their surroundings. This one does.. Defined by a rare north aspect wrap-around terrace, both bedrooms opening outdoors, secure parking, and access to an elevated rooftop with ocean and lake views, this apartment offers a level of flexibility and liveability that is exceptionally hard to find. Positioned directly between Lake Macquarie and the beach, with transport at the front door and the Fernleigh Track moments away, it's a home designed around movement, access and everyday ease. From the moment you step inside, the apartment feels open and composed rather than narrow or compartmentalised. The living, dining and kitchen zones are genuinely well-proportioned, allowing furniture to sit comfortably without compromise, while full-height glazing draws light deep into the home and creates long, uninterrupted sightlines through to the terrace. The living area, bathed in natural light, extends seamlessly to the enclosed wrap-around terrace. This is not a token balcony, it is a deliberate, multi-purpose outdoor space designed to function as part of the home itself. Whether used for alfresco dining, entertaining friends, working from home with fresh air, or simply relaxing with a book, the terrace adapts easily to different needs and seasons. What elevates the experience further is the way the terrace connects not only to the main living area, but also to both bedrooms. This allows the apartment to breathe, improves airflow, and creates a level of indoor-outdoor connection rarely seen in apartment living. It's a layout that feels intentional, practical and genuinely enjoyable to live in. A spacious two-bedroom apartment in a secure and private complex, offering expansive open-plan living, a rare wrap-around terrace accessed from the living area and both bedrooms, secure parking, an exceptional shared rooftop with ocean and lake views, and a prime Belmont location positioned between the lake, the beach, transport, education and the Fernleigh Track. Here's what you'll love: * Generously proportioned two-bedroom apartment with excellent internal width and flow * Open-plan kitchen, dining and living area designed for real, everyday furniture layouts * Kitchen positioned centrally to anchor the home and connect all living zones * Stone look benchtops with strong preparation space and long island bench * Island bench ideal for casual meals, entertaining and day-to-day use * Quality appliances and extensive cabinetry providing excellent storage * Living and dining areas framed by full-height glazing for light and outlook * Wide sliding doors creating seamless indoor-outdoor integration * Large enclosed wrap-around terrace functioning as a true extension of the home * Terrace offering multiple zones for dining, entertaining, relaxing or working * Elevated position with soft lake glimpses and an open outlook * Both bedrooms featuring direct sliding-door access to the terrace * Master bedroom with private ensuite and strong outdoor connection * Second bedroom well sized, ideal for guests, home office or shared living * Main bathroom with full-sized bathtub and shower * Integrated internal laundry discreetly incorporated into the main bathroom * Neutral, low-maintenance finishes throughout * Secure and private apartment complex providing peace of mind * Secure parking allocated for one vehicle + visitor parking * Outstanding shared rooftop entertaining area for residents * Rooftop capturing expansive views across both Lake Macquarie and the ocean * Rooftop ideal for hosting gatherings or relaxed evening use * Public transport located directly in front of the complex * Belmont TAFE across the road * Belmont Public School approximately 1.5kms away * Belmont High School / Belmont Christian College approximately 2-3kms away * Fernleigh Track less than 200 metres from the building * Positioned between the lake foreshore and the coastline * Easy access to cafés, shops, services and daily amenities This apartment will strongly appeal to downsizers seeking space without maintenance, professionals wanting a secure and well-connected base, investors targeting consistent rental demand near transport and education, and buyers who value outdoor living but don't want the upkeep of a house. It will particularly suit those who understand the importance of layout, natural light and usable outdoor space over simple bedroom counts. Living here is about options and proximity. Morning walks or rides along the Fernleigh Track, time on the lake or at the beach, public transport at the front door, and the ability to entertain either on your own terrace or the shared rooftop overlooking both the ocean and the lake. Belmont's position between water and coast has always defined its appeal, and this apartment places you right in the middle of it, connected, active and convenient, without sacrificing privacy or space. With its rare wrap-around terrace, both bedrooms opening outdoors, secure parking, rooftop entertaining with sweeping water views, and a location that places the lake, the beach, transport, education and the Fernleigh Track within immediate reach, this apartment delivers a level of liveability that stands well above the standard. This is apartment living designed to be lived inproperly. Come & Besold *Disclaimer: All information contained herein has been obtained from sources believed to be reliable. While every care has been taken to ensure the accuracy of the information, the agent and agency make no representation or warranty as to its accuracy, completeness or suitability. Interested parties are advised to carry out their own investigations, inspections and enquiries, including but not limited to measurements, dimensions, approvals, zoning, services, and future development potential, prior to entering into any agreement.

Property Details

Property Type
apartment
Listing Type
Sold
Bedrooms
2
Bathrooms
2
Parking
1
Land Area
1167 m²
Listed
3 months ago

Repayment calculator

$3,151/month
$1,576 /fortnight
Loan $520,000 at 6.10% over 30 years

Upfront costs

Deposit$130,000
Stamp duty$19,904
Conveyancing (est.)$2,000
Total upfront$151,904
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Indicative figures only — not a quote. Real loan offers depend on the lender; duty depends on contract terms and applicable concessions.

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Neighbourhood

Living in Belmont

This 2-bedroom apartment in Belmont, NSW 2280 sits within reach of public transport, local shops and nearby schools. It is listed 43% below the $1.15m median of 60 comparable apartmentswithin 5 km.

Schools near Belmont

  • Belmont North Public Schoolprimary · K-6 · CoEd
  • Belmont Public Schoolprimary · K-6 · CoEd
  • Floraville Public Schoolprimary · K-6 · CoEd
  • St Francis Xavier's Primary Schoolprimary · K-6 · CoEd
  • Belmont High Schoolsecondary · 7-12 · CoEd

What's nearby

  • Ross St at Gerald St (bus)816 m away
  • Artist Mart94 m away
  • Laughlin Park1.2 km away
  • Unnamed1.4 km away
  • Unnamed2.0 km away

Belmont at a glance

Full suburb profile
Population
7,289
Median age
48
Household income
$1,280/wk
Median rent
$340/wk
Median mortgage
$2,058/mo

Source: ABS Census.

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Suburb market

Suburb price trend

Belmont price trend

Median sold · Unit 2 bed

Compound growth +3.7% / yr over 4 yrs

$650kcurrent median

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