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11/15 Spearing Street, Wangaratta$295,000

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For Saleapartment

11/15 Spearing Street

Wangaratta, VIC 3677, Australia

$295,000

1 bed 1 bath 1 car92 m²

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Listing description

About this property

* Neatly renovated 1 bedroom brick unit offering a secure tenanted investment with a fantastic long term renter * Low maintenance unit in a quiet, well kept complex just moments from Wangaratta's CBD, medical precinct, shops & train station * Light filled open plan living zone with neutral tones & new carpet * Updated kitchen with gas cooking, ample bench space & adjoining meals area * Good sized bedroom with BIR * Year round comfort assured with split system heating & cooling plus ceiling fans * Private rear courtyard with external storage shed * Single carport providing convenient off street parking * An ideal choice for investors or first home buyers seeking comfort, convenience & a central location

Property Details

Property Type: apartment
Listing Type: For Sale
Bedrooms: 1
Bathrooms: 1
Parking: 1
Land Area: 92 m²
Listed: 2 months ago

Repayment calculator

$1,430/month

$715 /fortnight

Loan $236,000 at 6.10% over 30 years

Upfront costs

Deposit$59,000

Stamp duty$12,770

Conveyancing (est.)$2,000

Total upfront$73,770

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Indicative figures only — not a quote. Real loan offers depend on the lender; duty depends on contract terms and applicable concessions.

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Neighbourhood

Living in Wangaratta

This 1-bedroom apartment in Wangaratta, VIC 3677 sits within reach of public transport, local shops and nearby schools. It is listed 49% below the $579,000 median of 53 comparable apartmentswithin 5 km.

Schools near Wangaratta

Cathedral College Wangarattacombined · Prep-12 · CoEd
Wangaratta District Specialist Schoolcombined · U · CoEd
Appin Park Primary Schoolprimary · Prep-6 · CoEd
Wangaratta Primary Schoolprimary · Prep-6 · CoEd
Wangaratta West Primary Schoolprimary · Prep-6 · CoEd
Yarrunga Primary Schoolprimary · Prep-6 · CoEd

What's nearby

Wangaratta 1 (train) — 90 m away
IGA — 417 m away
Unnamed — 482 m away
Batchelors Green — 656 m away
Wareena Park — 699 m away

Wangaratta at a glance

Full suburb profile

Population: 19,214
Median age: 44
Household income: $1,218/wk
Median rent: $260/wk
Median mortgage: $1,300/mo

Source: ABS Census.

Due diligence

Property Report

Lifestyle & access

Schools

7 nearby schools

Catchment: Wangaratta Primary School

Public transport

10 stops within 1.5km

Nearest: Wangaratta (0.1km)

Traffic

Low congestion

Minimal peak-hour impact during standard commute times. Morning and evening peak traffic primarily affects the peripheral arterial roads rather than local residential streets. Access to major routes is straightforward with minimal delays.

Noise

Moderate noise

Nearest: rail (0.1km)

Risk & safety

Flood risk

Medium

Wangaratta has medium flood risk due to its location on the Ovens River floodplain and proximity to the King River confluence. The town has experienced significant historical flooding (notably 1974 and 1993 events) and is subject to VIC's Land Subject to Inundation Overlay. Properties in the CBD and lower-lying areas near the rivers face elevated exposure to riverine flooding.

Bushfire risk

Moderate

BAL: BAL-12.5

Crime profile

average

Trend: stable

Planning & context

Zoning

GRZ1 — General Residential Zone Schedule 1

Wangaratta Planning Scheme

Nearby development

6 projects nearby

Wangaratta is experiencing steady regional development focused on residential infill, industrial expansion on the periphery, and CBD revitalisation initiatives. Council-supported projects emphasise housing supply, saleyards redevelopment potential, and infrastructure to support population growth. Activity is moderate compared to major metro areas, reflecting its role as a significant regional centre in north-eastern Victoria.

Heritage

Heritage listed

Wangaratta's town centre and surrounding precincts contain numerous Victorian-era heritage buildings reflecting its significance as a regional centre. The area is subject to local heritage overlays with a Heritage Conservation Area protecting the historic commercial and civic core. Properties within these zones face restrictions on alterations and development to preserve the town's character.

Sources: Australian Gov open data, OpenStreetMap + StMate AI

Disclaimer: This report combines data from Australian Government open data portals (CC-BY 4.0) and StMate AI. For non-NSW properties some sections (zoning, flood, bushfire, development, heritage) are AI-generated based on publicly known suburb characteristics — always verify with the relevant council or authority before making decisions. This report does not constitute legal, financial, or planning advice.

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