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LOT 408 Derby Street, Kilmore$654,867

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For Salehouse

LOT 408 Derby Street

Kilmore, VIC 3764, Australia

$654,867

4 bed 2 bath 2 car640 m²

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Listing description

About this property

The Saba 260 House and Land Package! * Mimosa Homes New Added Value Inclusions: - 50 Year Structural Warranty! - Inclusive of site costs & connections with H1 class slab as per standard inclusions! - Quality floor coverings throughout entire home! - Higher ceilings 2550mm to ground floor! - Double Glazed Awning windows! - LED Downlights to entire home! - Fibre Optic Provision! - Vitrified Compact Surface benchtop to kitchen, bathroom & ensuite! - 900mm S/S upright oven and cook top with S/S canopy rangehood! - Stainless steel Dishwasher and Microwave with trim kit! - 7 star energy! - Flexible floor plans & so much more! CALL RAJEEV - 0414536048 ! All plans and facades are indicative only and may change. Mimosa Homes may amend plans, specifications, and prices without notice. Package prices are based on a standard facade, standard inclusions, and suitable land availability, excluding developer/estate requirements. Facade and inclusion images may show non standard items not included in the price. Dimensions are approximate. Landscaping, fencing, decking, planter boxes, driveways, and paths are excluded unless specified.

Property Details

Property Type: house
Listing Type: For Sale
Bedrooms: 4
Bathrooms: 2
Parking: 2
Land Area: 640 m²
Listed: 2 months ago

Repayment calculator

$3,175/month

$1,587 /fortnight

Loan $523,894 at 6.10% over 30 years

Upfront costs

Deposit$130,973

Stamp duty$34,362

Conveyancing (est.)$2,000

Total upfront$167,335

Verify with VIC revenue office →

Indicative figures only — not a quote. Real loan offers depend on the lender; duty depends on contract terms and applicable concessions.

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Neighbourhood

Living in Kilmore

This 4-bedroom house in Kilmore, VIC 3764 sits within reach of local shops and nearby schools. It is listed 1% above the $647,882 median of 80 comparable houseswithin 5 km.

Schools near Kilmore

International Maarif Schools of Australia – Melbourne Campusprimary · Prep-6 · CoEd
Kilmore Primary Schoolprimary · Prep-6 · CoEd
St Patrick's Primary Schoolprimary · Prep-6 · CoEd
Assumption Collegesecondary · 7-12 · CoEd

What's nearby

Unnamed — 442 m away
Hudson Park — 81 m away
Unnamed — 172 m away
Unnamed — 270 m away

Kilmore at a glance

Full suburb profile

Population: 9,207
Median age: 40
Household income: $1,549/wk
Median rent: $340/wk
Median mortgage: $1,647/mo

Source: ABS Census.

Due diligence

Property Report

Flood Risk

Complete

Medium flood risk

None

Low

Medium

High

Flood zone

Land Subject to Inundation Overlay (LSIO) / Goulburn River catchment

Kilmore lies within the Goulburn River catchment in central Victoria and is subject to the Land Subject to Inundation Overlay (LSIO). The town has experienced historical flooding events, particularly along the Goulburn River and associated tributaries. Properties in the flood-prone areas require detailed flood risk assessment and compliant development standards under VIC planning schemes.

Planning controls

Development must comply with LSIO requirements; floor levels typically set above the probable maximum flood (PMF) or 1% AEP plus freeboard
Mandatory flood risk assessment and engineer's report for building permits in overlay areas
Restrictions on basement construction and basement car parks in high-risk flood zones
Conditional approval or refusal of development depending on flood storage, conveyance, and cumulative impact

Source: StMate AI — VIC flood overlays07/06/2026

Disclaimer: This report combines data from Australian Government open data portals (CC-BY 4.0) and StMate AI. For non-NSW properties some sections (zoning, flood, bushfire, development, heritage) are AI-generated based on publicly known suburb characteristics — always verify with the relevant council or authority before making decisions. This report does not constitute legal, financial, or planning advice.

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