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5 Church Street, Cowes$645,000
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For Salehouse

5 Church Street

Cowes, VIC 3922, Australia
$615,000 – $675,000
4 bed 2 bath726 m²

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About this property

Offers Closing - 3/08/2026 by 5pm (Unless Sold Prior) Positioned in one of Cowes' most convenient locations, this well-maintained single-level brick residence offers an outstanding opportunity for first home buyers, investors or those looking to secure a home in the heart of Phillip Island. Set within easy walking distance of Cowes' vibrant shopping precinct, supermarkets, medical facilities and the beautiful north-facing beach, the lifestyle on offer is second to none. Inside, the home comprises four well-proportioned bedrooms, serviced by a central bathroom complete with both a shower and bath, while a second bathroom combined with the laundry provides added convenience with its own shower and toilet. The light-filled open plan kitchen, living and dining area creates a welcoming space for everyday living, with the kitchen featuring electric cooking appliances and ample storage. Situated on a generous 726sqm (approx.) allotment, the property also boasts excellent side access leading to substantial shedding at the rear, providing plenty of space for vehicles, a workshop, boat or caravan storage. Whether you're looking to move straight in, renovate over time or add a quality investment to your portfolio, this is a fantastic opportunity to purchase in an enviable central Cowes location. Photo ID required at all inspections. This property in Cowes is proudly presented by Jon Taylor of Ray White Phillip Island.

Property Details

Property Type
house
Listing Type
For Sale
Bedrooms
4
Bathrooms
2
Land Area
726 m²
Listed
1 week ago

Repayment calculator

$3,127/month
$1,563 /fortnight
Loan $516,000 at 6.10% over 30 years

Upfront costs

Deposit$129,000
Stamp duty$33,770
Conveyancing (est.)$2,000
Total upfront$164,770
Verify with VIC revenue office →
Indicative figures only — not a quote. Real loan offers depend on the lender; duty depends on contract terms and applicable concessions.

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Neighbourhood

Living in Cowes

This 4-bedroom house in Cowes, VIC 3922 sits within reach of public transport, local shops and nearby schools. It is listed 11% below the $725,000 median of 76 comparable houseswithin 5 km.

Schools near Cowes

  • Cowes Primary Schoolprimary · Prep-6 · CoEd
  • Our Lady Star of the Sea Catholic Primary Schoolprimary · Prep-6 · CoEd

What's nearby

  • Shamrock Ave/Lions Ct (bus)486 m away
  • Woolworths632 m away
  • Erewhon Point Reserve470 m away
  • Unnamed1.5 km away
  • Unnamed1.7 km away

Cowes at a glance

Full suburb profile
Population
6,593
Median age
55
Household income
$1,026/wk
Median rent
$331/wk
Median mortgage
$1,550/mo

Source: ABS Census.

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Suburb market

Suburb price trend

Cowes price trend

Median sold · House 4 bed

Compound growth -3.7% / yr over 4 yrs

$781kcurrent median

Suburb-wide medians from sold listings — a guide to the area, not this specific property.

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Price history

Price history

Listing price changes

1 price change recorded for this property

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Within 5km

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