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32 Gemma Street

Sunderland Bay, VIC 3922, Australia
$675,000
3 bed 1 bath 2 car

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Area Price Guide
$634,500$715,500

Indicative price guide range

🏘️
69
Comparable
📊
$695,000
Area median
⚖️
-3%
vs median
🗓️
1 month ago
Listed

Approximate location shown. Contact agent for exact address.

Property Insights

Schools · zoning · transport · traffic · flood · bushfire · crime · development · heritage

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About this property

Perfectly positioned in the quiet and sought-after pocket of Sunderland Bay, this well-kept three-bedroom home offers relaxed coastal living with generous shedding, and room for the whole family. Set on a spacious, fully fenced block, the home welcomes you with a wide undercover deck that's ideal for morning coffees or entertaining after a day at the beach. Inside, the light-filled open-plan kitchen, dining and family area provides a warm and inviting hub, complete with timber floors, large windows, split-system heating and cooling, and a functional kitchen with island bench and ample storage. All three bedrooms are well proportioned, with the updated central bathroom conveniently positioned for family living. The laundry offers direct outdoor access and the large undercover rear patio adds even more practical living space year-round. A standout feature is the impressive 7.1m x 6.0m garage with its own bathroom-perfect for the home handyman, extra accommodation (STCA), or secure storage for cars, boards, and weekend toys. Located just moments from the stunning Sunderland Bay and Surf Beach coastline, and a short drive to Cowes, this property offers an excellent opportunity for permanent living, a family holiday home, or a smart investment. Key features: • Three generous bedrooms • Light-filled open-plan living, dining and kitchen • Large undercover deck plus rear undercover patio • Updated central bathroom + additional bathroom in garage • Split-system heating and cooling • Excellent 7.1m x 6.0m garage/workshop • Fully fenced yard with plenty of space for kids and pets • Quiet coastal location close to beaches and surf breaks A comfortable, move-in-ready home with incredible potential in one of Phillip Island's most peaceful bayside pockets-this one is not to be missed. This property for sale in Cowes is proudly presented by Ray White Real Estate Phillip Island. *Photo ID required at all open for inspection appointments*

Property Features

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    Repayment calculator

    $3,272/month
    $1,636 /fortnight
    Loan $540,000 at 6.10% over 30 years

    Upfront costs

    Deposit$135,000
    Stamp duty$35,570
    Conveyancing (est.)$2,000
    Total upfront$172,570
    Verify with VIC revenue office →
    Indicative figures only — not a quote. Real loan offers depend on the lender; duty depends on contract terms and applicable concessions.

    Property Details

    Property Type
    house
    Listing Type
    For Sale
    Bedrooms
    3
    Bathrooms
    1
    Parking
    2
    Listed
    1 month ago

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