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31 Farmer Street

Kiama, NSW 2533, Australia
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4 bed 1 bath 4 car684m²

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About this property

Opportunities of this calibre are becoming increasingly rare in Kiama. Positioned within one of the area's most desirable beachside precincts, this elevated parcel presents an outstanding opportunity for developers, builders and investors to secure a site with exceptional potential for a luxury duplex, dual occupancy development or bespoke coastal residence (STCA). With strong buyer demand for quality low-maintenance homes in this tightly held location, the combination of elevation, outlook, proximity to the coastline and future development potential creates a compelling proposition for those looking to maximise both lifestyle appeal and long-term value. Located approximately 400 metres from both Kendalls Beach and Surf Beach, the property enjoys a peaceful outlook towards Saddleback Mountain while being moments from Kiama's vibrant township, cafés, restaurants, local shopping, schools and childcare facilities. The convenience of the location, coupled with the scarcity of development opportunities this close to the beach, further enhances the site's appeal. The existing solid brick residence provides comfortable accommodation and immediate holding income potential while future plans are explored. Thoughtfully updated over time, the home features a modernised kitchen, refreshed bathroom, separate living and dining areas, workshop space, enclosed games or entertaining room, double garage and ample off-street parking. An outdoor lift from the driveway to the front entry and an additional toilet and washbasin within the garage add further practicality and flexibility. Whether your vision is to develop, rebuild, renovate or landbank for the future, this is a rare chance to secure a substantial coastal holding in a location where demand consistently outpaces supply. A blue-chip development opportunity where position, lifestyle and future potential come together in one of Kiama's most tightly held coastal settings. Images have been virtually styled.

Property Features

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    Repayment calculator

    $7,030/month
    $3,515 /fortnight
    Loan $1,160,000 at 6.10% over 30 years

    Price estimated from comparable nearby — edit below to use your own number

    Upfront costs

    Deposit$290,000
    Stamp duty$59,974
    Conveyancing (est.)$2,000
    Total upfront$351,974
    Verify with NSW revenue office →
    Indicative figures only — not a quote. Real loan offers depend on the lender; duty depends on contract terms and applicable concessions.

    Property Details

    Property Type
    house
    Listing Type
    For Sale
    Bedrooms
    4
    Bathrooms
    1
    Parking
    4
    Land Area
    684m²
    Listed
    1 week ago

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