Home/Properties/Scotland Island/3 Florence Terrace
3 Florence Terrace, Scotland Island$3.55m
Back to results
For Salehouse

3 Florence Terrace

Scotland Island, NSW 2105, Australia
$3.50m – $3.60m
3 bed 2 bath716 m²

Compare with other listings

See it side-by-side · winner per row · AI verdict.

Image 1
Image 2
Image 3

Photos via the original listing. All photographs remain the property of their respective owners.

Maps & AI

Ask StMate AI

Loading map…

AI Property Assistant

Ask anything about this property

Hi! I'm your AI property assistant. Ask me anything about 3 Florence Terrace — pricing, schools, transport, investment potential, and more.

Approximate location shown. Contact agent for exact address.

Gallery

Property Photos

Listing description

About this property

Rare North-Facing Wide Waterfrontage - Private Beach - Two Deep Water Berths An exceptionally rare offering on Scotland Island, *Pitt Point Cottage* combines a premier north-facing waterfront position with boating infrastructure that is becoming increasingly difficult to secure. Occupying the island's prized northern point, the property commands sweeping uninterrupted views across Pittwater to the iconic Barrenjoey Lighthouse, stretching from sunrise over Clareville to sunset across Lovett Bay. With approximately 29 metres of direct waterfrontage, a private sandy beach and level waterfront lawn, this is the only north-facing island property to combine true beachfront access with a sun-drenched aspect. Deep waterfront land of this calibre is exceptionally scarce and increasingly difficult to acquire. A standout feature is the property's two protected deep-water boat berths, sheltered by a substantial wave breaker. Opportunities to purchase a Scotland Island waterfront with multiple deep-water berths are extraordinarily limited, making this a compelling proposition for serious boating and waterfront lifestyle buyers. At the water's edge sits a landmark sandstone and timber boathouse, one of the largest on the island. Spanning two levels and featuring a substantial sail loft, it provides versatile space for marine storage, workshop use or creative pursuitsa facility seldom found within a single waterfront holding. The character-filled residence embraces its spectacular setting, with an expansive living and dining area framed by full-height glazing that brings the ever-changing Pittwater panorama indoors. The main bedroom enjoys similarly breathtaking water views, while a generous entertaining deck provides the perfect vantage point to enjoy northern sunshine, cooling sea breezes and the tranquil waterfront setting. During winter, the property captures valuable northern sunlight while remaining remarkably protected from prevailing winds ranging from the south-east through to the south-west, creating a comfortable year-round waterfront environment. In a tightly held market defined by scarcity, *Pitt Point Cottage* represents one of Scotland Island's most compelling waterfront offeringsa rare combination of northern aspect, deep-water facilities, private beach frontage and iconic Pittwater views. Why Scotland Island? Scotland Island offers a lifestyle unlike anywhere else in Sydney, combining secluded waterfront living with a vibrant and welcoming community. Accessible only by boat or ferry from Church Point, the island enjoys a unique car-free environment surrounded by the pristine waterways of Pittwater and the bushland of Ku-ring-gai Chase National Park. Life here revolves around the water. Residents enjoy direct boating access, abundant wildlife, stunning natural scenery and a genuine village atmosphere that has become increasingly rare. Despite its peaceful and private setting, the island remains only minutes from mainland amenities, creating a lifestyle that feels wonderfully removed from the city while remaining highly convenient. The combination of natural beauty, strong community spirit and limited waterfront holdings has made Scotland Island one of Sydney's most tightly held and sought-after waterfront enclaves. Disclaimer: All information contained herewith, including but not limited to the general property description, price and the address, is provided to LJ Hooker Mona Vale by third parties. We have obtained this information from sources we believe to be reliable; however, we cannot guarantee its accuracy. The information contained herewith should not be relied upon and you should make your own enquiries and seek advice in respect of this property or any property on this website.

Property Details

Property Type
house
Listing Type
For Sale
Bedrooms
3
Bathrooms
2
Land Area
716 m²
Listed
3 months ago

Repayment calculator

$17,210/month
$8,605 /fortnight
Loan $2,840,000 at 6.10% over 30 years

Upfront costs

Deposit$710,000
Stamp duty$181,759
Conveyancing (est.)$2,000
Total upfront$893,759
Verify with NSW revenue office →
Indicative figures only — not a quote. Real loan offers depend on the lender; duty depends on contract terms and applicable concessions.

Know what you can borrow

Talk to a mortgage broker about pre-approval and your best rate — free, no obligation.

Inspections

Interested in inspecting this property?

Check the next open inspection time or request a private viewing on Domain.

Book inspection on Domain

Work at LJ Hooker Mona Vale? Claim this listing to sync your ads with StMate.

Neighbourhood

Living in Scotland Island

This 3-bedroom house in Scotland Island, NSW 2105 sits within reach of public transport, local shops local amenities. It is listed 16% above the $3.07m median of 73 comparable houseswithin 5 km.

What's nearby

  • Tennis Court Wharf (ferry)98 m away
  • Pasadena1.2 km away
  • Catherine Park138 m away
  • Pathilda Reserve326 m away
  • Unnamed429 m away

Scotland Island at a glance

Full suburb profile
Population
711
Median age
48
Household income
$2,397/wk
Median rent
$490/wk
Median mortgage
$2,600/mo

Source: ABS Census.

Generate Property Report

Get a comprehensive analysis of this property across 10 data dimensions including schools, zoning, traffic, transport, noise, flood risk, bushfire, crime, development, and heritage.

Takes 10-20 seconds Uses 1 report credit

This listing

Price history

Price history

Listing price changes

2 price changes recorded for this property

See exactly how this listing's price has moved over time— a paid feature. The figures aren't shown publicly.

Within 5km

Nearby Properties

View all in Scotland Island