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3/4 Osbourne Avenue, Cowes$1.03m
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For Saletownhouse

3/4 Osbourne Avenue

Cowes, VIC 3922, Australia
$985,000 – $1.08m
3 bed 2 bath 2 car123 m²

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About this property

There are homes you live in, and then there are homes that completely change the way you live. Perfectly positioned just footsteps from the Cowes foreshore, this architecturally designed townhouse delivers a rare blend of space, style and uninterrupted coastal atmosphere - with the bay quite literally at your doorstep. Spanning multiple levels and finished to a high standard throughout, the home has been thoughtfully designed to capture light, outlook and flow. The heart of the residence is the expansive open-plan living, dining and kitchen zone, where clean contemporary lines meet effortless functionality. The kitchen is both striking and practical, with quality appliances, generous bench space and a stunning outlook that turns everyday cooking into something special. From here, living spaces extend seamlessly outdoors, creating an easy connection between inside and out. The crowning glory is the private rooftop terrace - a truly standout feature and a rarity this close to the water. Elevated above it all, this is your own coastal retreat, offering sweeping bay views, cooling sea breezes and complete privacy. It's the perfect place for sunset drinks, long summer evenings, entertaining friends or simply unwinding with the sound of the ocean in the background. Accommodation is generous and versatile, with well-proportioned bedrooms, modern bathrooms and additional living zones that comfortably cater to families, guests or those working from home. Whether you're hosting visitors, enjoying quiet separation, or setting up a dedicated retreat for weekends away, the layout adapts beautifully to every stage of life. Secure parking, quality finishes and a low-maintenance design complete a home that is as practical as it is impressive. Living here means embracing everything Cowes and Phillip Island are loved for. Morning walks along the beach, coffee at your favourite café, boating and fishing just moments away, and afternoons spent swimming, cycling or exploring the coastline. Weekends can be filled with farmers markets, boutique shopping, coastal dining, surf beaches, wineries and iconic local attractions - all while Melbourne remains an easy scenic drive away. Stylish, sophisticated and exceptionally located, this is more than a property - it's a lifestyle statement. A rare opportunity to secure a premium coastal home in one of Cowes' most tightly held foreshore positions. This Property For Sale in Cowes is proudly brought to you by Ray White Real Estate Phillip Island.

Property Details

Property Type
townhouse
Listing Type
For Sale
Bedrooms
3
Bathrooms
2
Parking
2
Land Area
123 m²
Listed
3 months ago

Repayment calculator

$5,006/month
$2,503 /fortnight
Loan $826,000 at 6.10% over 30 years

Upfront costs

Deposit$206,500
Stamp duty$56,788
Conveyancing (est.)$2,000
Total upfront$265,288
Verify with VIC revenue office →
Indicative figures only — not a quote. Real loan offers depend on the lender; duty depends on contract terms and applicable concessions.

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Neighbourhood

Living in Cowes

This 3-bedroom townhouse in Cowes, VIC 3922 sits within reach of public transport, local shops and nearby schools. It is listed 48% above the $699,000 median of 77 comparable townhouseswithin 5 km.

Schools near Cowes

  • Cowes Primary Schoolprimary · Prep-6 · CoEd
  • Our Lady Star of the Sea Catholic Primary Schoolprimary · Prep-6 · CoEd

What's nearby

  • Thompson Ave/Chapel St (Cowes) (bus)393 m away
  • Tyde363 m away
  • Unnamed1.1 km away
  • Erewhon Point Reserve1.1 km away
  • Seaberry Creek Park1.2 km away

Cowes at a glance

Full suburb profile
Population
6,593
Median age
55
Household income
$1,026/wk
Median rent
$331/wk
Median mortgage
$1,550/mo

Source: ABS Census.

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Suburb market

Suburb price trend

Cowes price trend

Median sold · House 3 bed

Compound growth -3.9% / yr over 4 yrs

$650kcurrent median

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Price history

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1 price change recorded for this property

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