3/220 Church Street

Positioned an effortless, flat 100-metre stroll from the highly coveted, pristine shores of Cowes' premier north-facing beach, this vacant 3-bedroom brick and hardiplank townhouse offers a rare lifestyle configuration optimised for absolute peace, privacy, and low-overhead living. Quietly tucked away at the rear of a boutique complex of just six homes, the residence combines premium beachside proximity with a sense of completely secluded sanctuary. Unlike standard coastal complexes, this exclusive block features a strict Owners Corporation rule prohibiting short-term holiday accommodations (such as Airbnb). This ensures a quiet, stable community environment completely free from rotating weekend crowds, making it the ultimate haven for first-home buyers, holiday home makers, permanent downsizers, lifestyle retirees, or long-term landlords looking for absolute security and peace of mind. The Financial Advantage: Holding costs are kept exceptionally low with an incredibly rare Owners Corporation fee of just $1,000 per annumwhich fully includes your structural building insurance coverage. Positioned comfortably below the Victorian First Home Buyer threshold at $529,000, this property also represents a massive, stamp-duty-free window of opportunity for entering the market. Property Specifications: Downsizer-Friendly Layout: Highly sought-after ground-floor master bedroom configuration, allowing for complete, convenient single-level living. Private Treetop Deck: A bright upstairs sitting area opens out to a lovely private deck featuring modern glass balustrading and beautiful, serene treetop views. Ensuite Value-Add Potential: Excellent potential to add an ensuite to either of the upstairs bedrooms, a smart modification that has already been successfully completed in one of the other townhouses in the block. Compact, cozy, and low-maintenance 3-bedroom floor plan, with built-in robes. Welcoming open-plan lounge and dining zone warmed by a feature combustion wood heater and a split-system air conditioner for year-round comfort. Well-equipped, functional kitchen configuration flowing seamlessly into the living spaces. Step outside to a private backyard and undercover patio, perfect for entertaining or relaxing in complete seclusion. Secure parking and storage with a remote-control single garage plus an allocated separate parking space. Low maintenance, mainly brick construction featuring a combined bathroom and laundry layout designed for maximum efficiency. Turnkey Furniture Opportunity: The owners are open to offers from the purchaser on most of the existing, highly comfortable, and attractive furniture by negotiation post-sale. Primed for immediate vacant possession - move straight in or lease out on day one. Call Alex Scott & Staff today on 5952 2633 to arrange your private inspection or enquire when our next Open Home will be. Disclaimer: Whilst every care has been taken in preparing the above information, it is to be used as a guide only. Please refer to the appropriate legal documentation to complete your due diligence.