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21 McRae Avenue, Cowes$995,000
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For Salehouse

21 McRae Avenue

Cowes, VIC 3922, Australia
$995,000
3 bed 2 bath 4 car820 m²

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About this property

Enjoy the best coastal living in this well presented family home, perfectly positioned with excellent beach access, tranquil water views and a peaceful atmosphere. Designed for relaxed living, this home features beautiful polished timber floors throughout, adding warmth and character while enhancing the light filled interior. The layout is ideal for families, holiday makers or investors seeking a low maintenance coastal retreat. The large block makes it possible for future subdivision (STCA) which adds an added bonus. Step outside and you're just moments from the beach, making morning swims, sunset walks and weekend relaxation part of everyday life. The quiet location offers privacy and serenity, yet remains conveniently close to local shops, cafe's and essential amenities. Whether you're looking for a permanent residence, holiday home or smart investment, this property delivers lifestyle, comfort and location in equal measure.

Property Details

Property Type
house
Listing Type
For Sale
Bedrooms
3
Bathrooms
2
Parking
4
Land Area
820 m²
Listed
3 months ago

Repayment calculator

$4,824/month
$2,412 /fortnight
Loan $796,000 at 6.10% over 30 years

Upfront costs

Deposit$199,000
Stamp duty$54,725
Conveyancing (est.)$2,000
Total upfront$255,725
Verify with VIC revenue office →
Indicative figures only — not a quote. Real loan offers depend on the lender; duty depends on contract terms and applicable concessions.

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Neighbourhood

Living in Cowes

This 3-bedroom house in Cowes, VIC 3922 sits within reach of public transport, local shops and nearby schools. It is listed 50% above the $665,000 median of 71 comparable houseswithin 5 km.

Schools near Cowes

  • Cowes Primary Schoolprimary · Prep-6 · CoEd
  • Our Lady Star of the Sea Catholic Primary Schoolprimary · Prep-6 · CoEd

What's nearby

  • Justice Rd/Church St (bus)214 m away
  • Cowes General Store1.6 km away
  • Phillip Island Coast Reserve831 m away
  • Unnamed978 m away
  • Unnamed1.0 km away

Cowes at a glance

Full suburb profile
Population
6,593
Median age
55
Household income
$1,026/wk
Median rent
$331/wk
Median mortgage
$1,550/mo

Source: ABS Census.

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Suburb market

Suburb price trend

Cowes price trend

Median sold · House 3 bed

Compound growth -3.9% / yr over 4 yrs

$650kcurrent median

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Price history

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1 price change recorded for this property

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