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2/411 Drummond Street South, Ballarat Central$440,000

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2/411 Drummond Street South

Ballarat Central, VIC 3350, Australia

$440,000

2 bed 1 bath 1 car

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Listing description

About this property

Positioned in one of Ballarat's most convenient locations, this nicely presented two-bedroom unit offers an outstanding opportunity for investors, downsizers, or those seeking an easy-care lifestyle right in the heart of the city. Very well maintained and in excellent condition throughout, the home features a well-designed floorplan that maximises both space and natural light. The unit is kept comfortable year-round with gas heating and a split system air conditioner, while the functional kitchen connects seamlessly to the dining zone for effortless everyday living. Both bedrooms are generously proportioned, serviced by a neat and practical bathroom, completing a home that is as comfortable as it is low maintenance. Investors will appreciate the proven appeal of this location, with easy access to cafes, shopping, public transport, hospitals, and Ballarat's CBDall key drivers of strong rental demand and low vacancy rates. A standout opportunity in a proven locationinspect with confidence.

Property Details

Property Type: apartment
Listing Type: Sold
Bedrooms: 2
Bathrooms: 1
Parking: 1
Listed: 2 months ago

Repayment calculator

$2,133/month

$1,067 /fortnight

Loan $352,000 at 6.10% over 30 years

Upfront costs

Deposit$88,000

Stamp duty$21,470

Conveyancing (est.)$2,000

Total upfront$111,470

Verify with VIC revenue office →

Indicative figures only — not a quote. Real loan offers depend on the lender; duty depends on contract terms and applicable concessions.

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Neighbourhood

Living in Ballarat Central

This 2-bedroom apartment in Ballarat Central, VIC 3350 sits within reach of public transport, local shops local amenities. It is listed 27% below the $599,000 median of 62 comparable apartmentswithin 5 km.

What's nearby

South St/Drummond St S (bus) — 65 m away
Barry James Auto Body Repairs — 314 m away
Unnamed — 248 m away
Unnamed — 370 m away
Unnamed — 464 m away

Ballarat Central at a glance

Full suburb profile

Population: 5,378
Median age: 41
Household income: $1,454/wk
Median rent: $300/wk
Median mortgage: $1,600/mo

Source: ABS Census.

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Property Report

Flood Risk

Complete

Medium flood risk

None

Low

Medium

High

Flood zone

Land Subject to Inundation Overlay (LSIO)

Ballarat Central sits within catchments tributary to Lake Wendouree and local drainage basins that are historically prone to flooding, particularly during heavy rainfall events. The area is covered by Victoria's Land Subject to Inundation Overlay (LSIO) reflecting identified flood risk from local creek systems and overland flow paths. Property owners and developers should obtain detailed flood mapping and undertake professional flood risk assessment before purchase or development.

Planning controls

Development in LSIO areas requires consideration of flood hazard and risk; finished floor levels must account for probable maximum flood (PMF) or defined flood event
Compliance with Ballarat Planning Scheme Clause 44.04 (Land Subject to Inundation Overlay) mandatory for new buildings and extensions
Evacuation planning and flood-proofing measures required for developments in mapped inundation zones
Connection to stormwater management plans and local drainage infrastructure assessments

Source: StMate AI — VIC flood overlays07/06/2026

Disclaimer: This report combines data from Australian Government open data portals (CC-BY 4.0) and StMate AI. For non-NSW properties some sections (zoning, flood, bushfire, development, heritage) are AI-generated based on publicly known suburb characteristics — always verify with the relevant council or authority before making decisions. This report does not constitute legal, financial, or planning advice.

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