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2/125 Bourke Road, Umina Beach$1.10m
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2/125 Bourke Road

Umina Beach, NSW 2257, Australia
$1.10m
3 bed 2 bath 1 car

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About this property

Step into modern comfort and effortless living with this beautifully presented home, perfectly designed for occupants of all ages. Featuring three well-appointed bedrooms, each with built-in robes and ceiling fans, the home is thoughtfully designed with the main bedroom positioned downstairs, complete with its own private ensuite. This smart layout leaves the upper level as a dedicated space for family members, guests, or even a home office if desired. Enjoy the luxury of two separate living areas, with one located upstairs and another downstairs-perfect for growing families or those who appreciate extra space to relax or entertain. Key points to note: - Main bathroom upstairs servicing the additional bedrooms. - Convenient downstairs powder room for guests. - Equipped with ducted air conditioning throughout for year-round comfort. - Single garage with internal access. - Private, low-maintenance courtyard. - Covered outdoor entertaining area, ideal for gatherings in any season. - Small complex of three townhouses. - Five years old, built in 2021. Conveniently located within… - 2 minutes (1.2km) to Ettalong Beach CBD. - 2 minutes (1.4km) to Umina Beach CBD. - 5 minutes (3.4km) to Woy Woy CBD. Strata fees: $580pq - Water rates: $250pq - Council rates: $300pq - Rental estimate: $700pw. For more information or to book an inspection contact Jackson White on 0432 854 221 or jackson.white@raywhite.com

Property Details

Property Type
townhouse
Listing Type
For Sale
Bedrooms
3
Bathrooms
2
Parking
1
Listed
2 months ago

Repayment calculator

$5,333/month
$2,666 /fortnight
Loan $880,000 at 6.10% over 30 years

Upfront costs

Deposit$220,000
Stamp duty$40,724
Conveyancing (est.)$2,000
Total upfront$262,724
Verify with NSW revenue office →
Indicative figures only — not a quote. Real loan offers depend on the lender; duty depends on contract terms and applicable concessions.

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Neighbourhood

Living in Umina Beach

This 3-bedroom townhouse in Umina Beach, NSW 2257 sits within reach of public transport, local shops and nearby schools. It is listed 7% below the $1.18m median of 56 comparable townhouseswithin 5 km.

Schools near Umina Beach

  • Umina Beach Public Schoolprimary · K-6 · CoEd
  • Brisbane Water Secondary College Umina Campussecondary · 7-9 · CoEd

What's nearby

  • Springwood St at Lagoon St (bus)825 m away
  • Bourke Road General Store362 m away
  • Unnamed188 m away
  • Unnamed397 m away
  • Unnamed630 m away

Umina Beach at a glance

Full suburb profile
Population
17,372
Median age
44
Household income
$1,421/wk
Median rent
$400/wk
Median mortgage
$2,100/mo

Source: ABS Census.

Due diligence

Property Report

Traffic & Congestion

Complete

Congestion level

Moderate

Low

Moderate

High

Peak hour impact

Morning and evening peak hours (7-9am, 4-6pm) experience moderate congestion. Significant increases occur during school holidays, weekends, and summer months when beach traffic intensifies. Afternoon congestion is more pronounced than morning traffic.

Public transport

Approximately 600-800m to nearest bus stops serviced by Central Coast Buses (routes 152, 156). Woy Woy train station is approximately 3-4km away, requiring vehicle access or lengthy bus/walking connection.

Umina Beach is a coastal residential area with generally light to moderate traffic conditions. Bourke Road is a local street with typical suburban traffic patterns, experiencing increased congestion during peak holiday and weekend periods due to beach access.

Nearby major roads

Ocean Beach RoadThe Entrance RoadBlackwall RoadBrisbane Water DrivePeninsula Way
Source: StMate AI06/05/2026
Disclaimer: This report combines data from Australian Government open data portals (CC-BY 4.0) and StMate AI. For non-NSW properties some sections (zoning, flood, bushfire, development, heritage) are AI-generated based on publicly known suburb characteristics — always verify with the relevant council or authority before making decisions. This report does not constitute legal, financial, or planning advice.

Suburb market

Suburb price trend

Umina Beach price trend

Median sold · House 3 bed

Compound growth +3.0% / yr over 4 yrs

$1.16mcurrent median

Suburb-wide medians from sold listings — a guide to the area, not this specific property.

Full Umina Beach market

This listing

Price history

Price history

Listing price changes

1 price change recorded for this property

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Within 5km

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