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19/9-11 Bass Avenue, Cowes$279,000

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19/9-11 Bass Avenue

Cowes, VIC 3922, Australia

$279,000

2 bed 1 bath 1 car

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Listing description

About this property

COASTAL INVESTMENT PROPERTY - MINUTES FROM THE BEACH Discover this beautifully updated 2 bedroom, 1 bathroom apartment 100 metres from a stunning north facing beach, vibrant cafes and restaurants and shops. This property has had recent renovations and is perfect for the savvy investor, offering a sought after location and strong rental appeal. KEY FEATURES Prime location - just minutes from the beach, shopping and retail precinct. Recently renovated - boasts a stylish modern bathroom, toilet and laundry (with a second stand alone shower included). New appliances- recently replaced oven, hotplate, range hood, dishwasher, dryer and washing machine. Fresh new look - new carpet and paint throughout. Spacious living - 2 generously sized bedrooms allowing for queen or single bed configuration. Added extras - enjoy water views from your personal balcony with outdoor furniture. Unmatched personal use - enjoy 25 days of personal use annually.

Property Details

Property Type: apartment
Listing Type: For Sale
Bedrooms: 2
Bathrooms: 1
Parking: 1
Listed: 3 months ago

Repayment calculator

$1,353/month

$676 /fortnight

Loan $223,200 at 6.10% over 30 years

Upfront costs

Deposit$55,800

Stamp duty$11,810

Conveyancing (est.)$2,000

Total upfront$69,610

Verify with VIC revenue office →

Indicative figures only — not a quote. Real loan offers depend on the lender; duty depends on contract terms and applicable concessions.

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Neighbourhood

Living in Cowes

This 2-bedroom apartment in Cowes, VIC 3922 sits within reach of public transport, local shops and nearby schools. It is listed 60% below the $700,000 median of 78 comparable apartmentswithin 5 km.

Schools near Cowes

Cowes Primary Schoolprimary · Prep-6 · CoEd
Our Lady Star of the Sea Catholic Primary Schoolprimary · Prep-6 · CoEd

What's nearby

Unnamed (bus) — 209 m away
Chinese Massage — 135 m away
Erewhon Point Reserve — 560 m away
Unnamed — 1.4 km away
Unnamed — 1.4 km away

Cowes at a glance

Full suburb profile

Population: 6,593
Median age: 55
Household income: $1,026/wk
Median rent: $331/wk
Median mortgage: $1,550/mo

Source: ABS Census.

Due diligence

Property Report

Future Development

Complete

Cowes is experiencing modest development activity focused on tourism infrastructure, holiday accommodation, and small-scale residential infill reflecting its role as Phillip Island's primary visitor and service hub. Council pipeline activity centres on foreshore amenity improvements and local road capacity management to support seasonal tourism peaks and growing permanent resident numbers. Development pressure remains constrained by environmental overlay controls and foreshore protections typical of coastal Victoria.

Nearby projects

Closest

0.2 km

Cowes foreshore recreational precinct upgrade

Distance from this property is exact (rings = km). Direction is illustrative.

Cowes foreshore recreational precinct upgrade

0.2 km

InfrastructureUnder construction

Staged upgrade to Cowes jetty, boat ramp facilities and waterfront public spaces to support tourism and recreational boating.

200 m

Church Street mixed-use development

0.3 km

Mixed-useApproved

Small-scale retail and hospitality frontage renewal with upper-level accommodation on Church Street.

300 m

Residential infill subdivisions (scattered)

0.5 km

Residential subdivisionUnder construction

Multiple small-lot residential subdivisions across Cowes releasing underutilised land for holiday and permanent housing.

500 m

Holiday accommodation cluster (studio/1-bed)

0.6 km

Apartment buildingApproved

Boutique holiday rental apartment buildings responding to strong tourism demand on Phillip Island.

600 m

Phillip Island road network improvements

2 km

InfrastructureProposed

Council-planned intersection and traffic management upgrades to service increased visitor and residential demand across the island.

2.0 km

Source: StMate AI — VIC development trends07/06/2026

Disclaimer: This report combines data from Australian Government open data portals (CC-BY 4.0) and StMate AI. For non-NSW properties some sections (zoning, flood, bushfire, development, heritage) are AI-generated based on publicly known suburb characteristics — always verify with the relevant council or authority before making decisions. This report does not constitute legal, financial, or planning advice.

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