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109 Pembrey Loop, Cowes$764,000
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For Salehouse

109 Pembrey Loop

Cowes, VIC 3922, Australia
$729,000 – $799,000
4 bed 2 bath 5 car415 m²

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About this property

Positioned within the highly sought-after Shoalhaven Estate, this quality-built Frenken Homes residence offers the perfect blend of space, comfort and effortless coastal living. Designed for growing families, the home features four generous bedrooms, multiple living areas including a separate rumpus/theatre room, and a light-filled open-plan kitchen, dining and living zone complete with split-system heating and cooling. The well-appointed kitchen boasts stone benchtops, stainless steel appliances, electric cooking, a dishwasher and a spacious walk-in pantry, while the master suite provides a private retreat with a walk-in robe and ensuite featuring double vanities. The remaining bedrooms all include built-in robes and are serviced by a stylish central bathroom with a separate bath, shower and toilet. Key Features Four spacious bedrooms including a master with walk-in robe and private ensuite. Open-plan living and dining plus a separate rumpus/theatre room for added flexibility. Modern kitchen with stone benchtops, stainless steel appliances and walk-in pantry. Split-system heating and cooling to the main living area. Solar panel system for improved energy efficiency. Double garage with secure gated side access for a boat, caravan or trailer. Glass sliding doors open to a generous undercover alfresco, creating the perfect space for entertaining all year round. The landscaped, low-maintenance backyard is ideal for families, while the practical laundry offers direct access to the yard for added convenience. Rare gated side access provides secure storage for a boat, caravan or trailerperfect for embracing the Phillip Island lifestyle. Location Located in the popular Shoalhaven Estate, the home is just minutes from Cowes' shops, cafés, restaurants, supermarkets and medical facilities. Beautiful beaches, local schools, parks and the Phillip Island Grand Prix Circuit are all close by, offering an exceptional lifestyle whether you're living here permanently, holidaying or investing. Offering multiple living zones, quality finishes and outstanding practicality in one of Cowes' most desirable estates, this impressive family home is ready for you to move in, relax and enjoy everything Phillip Island has to offer. Disclaimer: Every effort has been made to ensure the accuracy of the information provided. Prospective purchasers are advised to carry out their own investigations. Photo ID is required at our open home inspections for all attendees! Photographs may incorporate virtual furniture staging. All structures depicted remain unaltered.

Property Details

Property Type
house
Listing Type
For Sale
Bedrooms
4
Bathrooms
2
Parking
5
Land Area
415 m²
Listed
2 days ago

Repayment calculator

$3,704/month
$1,852 /fortnight
Loan $611,200 at 6.10% over 30 years

Upfront costs

Deposit$152,800
Stamp duty$40,910
Conveyancing (est.)$2,000
Total upfront$195,710
Verify with VIC revenue office →
Indicative figures only — not a quote. Real loan offers depend on the lender; duty depends on contract terms and applicable concessions.

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Neighbourhood

Living in Cowes

This 4-bedroom house in Cowes, VIC 3922 sits within reach of public transport, local shops and nearby schools. It is listed 9% above the $699,000 median of 78 comparable houseswithin 5 km.

Schools near Cowes

  • Cowes Primary Schoolprimary · Prep-6 · CoEd
  • Our Lady Star of the Sea Catholic Primary Schoolprimary · Prep-6 · CoEd

What's nearby

  • Settlement Rd/Justice Rd (bus)615 m away
  • Cowes General Store1.8 km away
  • Unnamed169 m away
  • Unnamed542 m away
  • Unnamed622 m away

Cowes at a glance

Full suburb profile
Population
6,593
Median age
55
Household income
$1,026/wk
Median rent
$331/wk
Median mortgage
$1,550/mo

Source: ABS Census.

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Suburb market

Suburb price trend

Cowes price trend

Median sold · House 4 bed

Compound growth -3.7% / yr over 4 yrs

$781kcurrent median

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Price history

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1 price change recorded for this property

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