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102/126 Chapel Street, St Kilda$590,000
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Soldapartment

102/126 Chapel Street

St Kilda, VIC 3182, Australia
$590,000
2 bed 1 bath 1 car

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Listing description

About this property

With Hello Sparrow Café just downstairs, this elevated apartment combines comfort, convenience and a location you'll love coming home to. Inside, the layout is practical and inviting, with two generous bedrooms (both with built-in robes) and a central bathroom with integrated laundry. The modern kitchen includes a gas cooktop, dishwasher and plenty of storage, flowing into a light-filled open-plan living and dining area. New timber floors lead out to a large balcony, ideal for a morning coffee, evening drink or hosting a few friends. Comfort is covered year-round with a new reverse-cycle heating and cooling system, panel heaters and ceiling fans in both bedrooms. There's also a retractable balcony screen, secure entry and the added bonus of off-street parking. Positioned just moments from the energy of Carlisle Street, you'll have cafés, bars and shops within easy reach, plus Balaclava railway station and trams for a straightforward trip into the CBD.

Property Details

Property Type
apartment
Listing Type
Sold
Bedrooms
2
Bathrooms
1
Parking
1
Listed
2 months ago

Repayment calculator

$2,860/month
$1,430 /fortnight
Loan $472,000 at 6.10% over 30 years

Upfront costs

Deposit$118,000
Stamp duty$30,470
Conveyancing (est.)$2,000
Total upfront$150,470
Verify with VIC revenue office →
Indicative figures only — not a quote. Real loan offers depend on the lender; duty depends on contract terms and applicable concessions.

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Neighbourhood

Living in St Kilda

This 2-bedroom apartment in St Kilda, VIC 3182 sits within reach of public transport, local shops and nearby schools. It is listed 20% below the $735,000 median of 50 comparable apartmentswithin 5 km.

Schools near St Kilda

  • Cheder Levi Yitzchok Inccombined · Prep-10 · CoEd
  • St Michael's Grammar Schoolcombined · Prep-12 · CoEd
  • St Kilda Park Primary Schoolprimary · Prep-6 · CoEd
  • St Kilda Primary Schoolprimary · Prep-6 · CoEd

What's nearby

  • Robe Street/Grey Street (bus)1.1 km away
  • St Kilda Cycles832 m away
  • Unnamed222 m away
  • Unnamed314 m away
  • Unnamed338 m away

St Kilda at a glance

Full suburb profile
Population
19,490
Median age
36
Household income
$1,779/wk
Median rent
$381/wk
Median mortgage
$2,000/mo

Source: ABS Census.

Due diligence

Property Report

Flood Risk

Complete
Medium flood risk

None

Low

Medium

High

Flood zone

Land Subject to Inundation Overlay (LSIO) / Yarra River and Port Phillip Bay storm surge areas

St Kilda faces medium flood risk primarily from Yarra River overflow, stormwater inundation, and Port Phillip Bay storm surge, particularly in low-lying areas near the foreshore and along the Yarra's lower reaches. Properties in the suburb are subject to Victoria's Land Subject to Inundation Overlay (LSIO) in affected precincts, which imposes planning conditions on development. Historical flood events and proximity to both riverine and coastal hazards warrant careful site-specific flood risk assessment before property acquisition or development.

Planning controls

  • Compliance with LSIO requirements for new buildings and substantial alterations
  • Storm surge and tidal inundation risk assessment for properties near foreshore and low-lying coastal areas
  • Requirement for floor levels above 1% AEP flood level plus freeboard in identified zones
  • Stormwater management and sustainable drainage design under VIC planning standards
Source: StMate AI — VIC flood overlays07/06/2026
Disclaimer: This report combines data from Australian Government open data portals (CC-BY 4.0) and StMate AI. For non-NSW properties some sections (zoning, flood, bushfire, development, heritage) are AI-generated based on publicly known suburb characteristics — always verify with the relevant council or authority before making decisions. This report does not constitute legal, financial, or planning advice.

Suburb market

Suburb price trend

St Kilda price trend

Median sold · Unit 2 bed

Compound growth -0.3% / yr over 4 yrs

$621kcurrent median

Suburb-wide medians from sold listings — a guide to the area, not this specific property.

Full St Kilda market

This listing

Price history

Price history

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Within 5km

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