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4 Providence Avenue

Fern Bay, NSW 2295, Australia
Guide on Request
4 bed 2 bath 2 car582m²

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About this property

Freshly updated, this four-bedroom home in Seaside Fern Bay is designed for easy family living. Plantation shutters, new flooring and a beautifully renovated kitchen give the interiors a crisp modern feel, while the flowing single level design creates effortless connection between indoors and out. A separate media room offers flexibility for movie nights, kids or quiet retreat, while the island kitchen, finished with stone surfaces, excellent storage and a clean modern aesthetic, sits at the centre of the open plan living and dining area. The spacious main bedroom, complete with walk-in robe and ensuite offers direct access to the backyard, while three additional bedrooms are thoughtfully zoned nearby, serviced by a full family bathroom. Outside, the covered alfresco extends the living space outdoors, with plenty of room for family dinners, weekend barbecues or catching up with friends while the kids and dog play on the lawn nearby. Internal access to the garage adds everyday convenience, while gated side access and extra off-street space easily accommodate a boat, caravan or motorhome. Life in Fern Bay moves at a different pace. Weekends often revolve around beach days, fishing, surfing or a round at Newcastle Golf Club. Despite the peaceful coastal setting, you're still only minutes from Stockton, the ferry into Newcastle and 20 minute drive to the CBD, giving you the balance between relaxed seaside living and everyday convenience. - 582sqm block - Ducted a/c and ceiling fans throughout for climate control - Island kitchen, stone benches, ceramic cooktop - 12 minute drive to Stockton shops, cafes and ferry terminal - 10 minute drive to Newcastle Airport Council rates: Approx. $2,450 p/a Water rates: Approx. $850 p/a + usage Community fee: Approx. $630 p/a Disclaimer: All information provided by Wilton Lemke Stewart in the marketing of a property for sale or lease has been sourced from various third-party outlets that we deem reliable. Nonetheless, Wilton Lemke Stewart cannot ensure its absolute accuracy, and we bear no responsibility and disclaim all liability for any errors, omissions, inaccuracies, or misstatements in the information provided. Prospective buyers and tenants are encouraged to conduct their own due diligence and rely on their own investigations. All images, measurements, diagrams, renderings, and data are indicative and for illustrative purposes only, subject to potential changes.

Property Features

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    Repayment calculator

    $4,654/month
    $2,327 /fortnight
    Loan $767,960 at 6.10% over 30 years

    Price estimated from comparable nearby — edit below to use your own number

    Upfront costs

    Deposit$191,990
    Stamp duty$33,852
    Conveyancing (est.)$2,000
    Total upfront$227,842
    Verify with NSW revenue office →
    Indicative figures only — not a quote. Real loan offers depend on the lender; duty depends on contract terms and applicable concessions.

    Property Details

    Property Type
    house
    Listing Type
    For Sale
    Bedrooms
    4
    Bathrooms
    2
    Parking
    2
    Land Area
    582m²
    Listed
    Today

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