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1/45 Cowper Road

Umina Beach, NSW 2257, Australia
$900,000
3 bed 1 bath 1 car216m²

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Area Price Guide
$846,000$954,000

Indicative price guide range

🏘️
78
Comparable
📊
$1.45m
Area median
⚖️
-38%
vs median
📐
$4,167
Per m²
📏
216 m²
Land
🗓️
Today
Listed

Property Insights

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About this property

Set within an exclusive complex of just two, this beautifully presented 3-bedroom villa delivers a rare combination of privacy, space, and low-maintenance coastal living in the highly sought-after North Pearl Estate. Offering a house-like feel with minimal shared elements, this is an ideal opportunity for downsizers, investors, or those seeking a relaxed beachside lifestyle without compromise. Thoughtfully designed for everyday comfort, the home features a modern kitchen with adjoining dining area, three generous bedrooms all with built-in wardrobes, and a stylish bathroom complete with a freestanding bathtub, separate toilet, and quality finishes throughout. Seamlessly connecting indoor and outdoor living, the private decked courtyard flows directly from the kitchen, perfect for entertaining family and friends. A grassed area provides space for pets or children, while the outdoor shower is a practical addition after a day spent at the beach. Additional highlights include a single lock-up garage, Lush gardens, and ample storage throughout, ensuring functionality matches lifestyle. Positioned just 1.1km (approx) from the shoreline at "Kiddies Corner" and moments to local shops, cafés, and schools, this home presents an exceptional opportunity to secure a tightly held address in one of Umina Beach's most desirable enclaves. CURRENT RENTAL RETURN $625.00 PW RATES $1062.49 PA WATER $1099.08 PA STRATA $875.00 PQ

Property Features

    View full listing on Domain

    See all photos, agent details & contact options on the original source.

    Repayment calculator

    $4,363/month
    $2,182 /fortnight
    Loan $720,000 at 6.10% over 30 years

    Upfront costs

    Deposit$180,000
    Stamp duty$31,154
    Conveyancing (est.)$2,000
    Total upfront$213,154
    Verify with NSW revenue office →
    Indicative figures only — not a quote. Real loan offers depend on the lender; duty depends on contract terms and applicable concessions.

    Property Details

    Property Type
    apartment
    Listing Type
    For Sale
    Bedrooms
    3
    Bathrooms
    1
    Parking
    1
    Land Area
    216m²
    Listed
    Today

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